:root{--navy:#0D1B4B;--navy-deep:#080F2E;--navy-mid:#1A2F6E;--sapphire:#1565C0;--sapphire-light:#4A90D9;--sapphire-pale:#E8F0FB;--gold:#B8933F;--gold-light:#D4AF6A;--gold-pale:#FBF6EC;--cream:#F2EEF5;--pearl:#F8F6FB;--lavender:#E8E5F2;--white:#FFFFFF;--gray-light:#E4E8F0;--gray-mid:#6B7A95;--gray-dark:#4A5878;--text-dark:#0A1535;--text-body:#3A4A68;--font-h:'Cormorant Garamond',Georgia,serif;--font-b:'Nunito Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;--sh-sm:0 2px 8px rgba(13,27,75,.08);--sh-md:0 8px 32px rgba(13,27,75,.13);--sh-lg:0 24px 64px rgba(13,27,75,.18);--tr:.3s cubic-bezier(.4,0,.2,1);--r:8px;--rl:16px}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--font-b);color:var(--text-body);background:var(--white);line-height:1.7;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}a{text-decoration:none;color:inherit}
button{cursor:pointer;border:none;background:none;font-family:inherit}ul{list-style:none}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:#fff;padding:.6rem 1rem;z-index:3000;border-radius:0 0 8px 0;font-weight:800}.skip:focus{left:0}
.visually-hidden{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* HEADER (one sticky block: no gap, no overlap) */
.site-header{position:sticky;top:0;z-index:1000;box-shadow:0 2px 14px rgba(13,27,75,.12)}
.award-bar{background:var(--navy-deep);padding:.45rem 1rem;text-align:center;color:var(--gold-light);font-size:.74rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;transition:var(--tr)}
.award-bar span{color:rgba(255,255,255,.5);margin:0 .5rem}
.phone-bar{background:var(--gold);padding:.6rem 1rem;text-align:center;color:#fff;font-weight:700;font-size:.84rem;letter-spacing:.02em;transition:var(--tr)}
.phone-bar a{color:#fff;font-weight:800;text-decoration:underline;text-underline-offset:3px}
.site-header.compact .award-bar,.site-header.compact .phone-bar{display:none}
.phone-bar{display:none}
.navbar{background:rgba(255,255,255,.97);backdrop-filter:blur(14px);border-bottom:1px solid var(--gray-light)}
.nav-inner{max-width:1300px;margin:0 auto;padding:0 1.25rem;display:flex;align-items:center;justify-content:space-between;height:72px;gap:1rem}
.nav-logo{display:flex;align-items:center;gap:.8rem;flex-shrink:0;min-width:0}
.nav-logo img{height:58px;width:auto}
.wordmark{display:flex;flex-direction:column;line-height:1.05;white-space:nowrap}
.wm-name{font-family:var(--font-h);font-weight:700;font-size:1.55rem;color:var(--navy);letter-spacing:.04em;text-transform:uppercase}
.wm-tag{font-size:.6rem;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);margin-top:.15rem}
.nav-links{display:flex;align-items:center;gap:.1rem}
.nav-links a{padding:.45rem .62rem;color:var(--navy);font-size:.76rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;border-radius:6px;transition:var(--tr);white-space:nowrap}
.nav-links a:hover,.nav-links a[aria-current=page]{color:var(--sapphire)}
.nav-cta{padding:.55rem 1.2rem!important;background:var(--sapphire)!important;color:#fff!important;border-radius:100px!important;font-weight:800!important;box-shadow:0 4px 14px rgba(21,101,192,.3)}
.nav-cta:hover{background:var(--navy)!important}
.nav-call{display:none}
.hamburger{display:none;flex-direction:column;gap:5px;padding:10px;cursor:pointer;background:none;border:0}
.hamburger span{width:24px;height:2px;background:var(--navy);border-radius:2px;display:block}
.mobile-menu{display:none;background:#fff;padding:.5rem 1.25rem 1.5rem;border-bottom:2px solid var(--sapphire)}
.mobile-menu.open{display:block}
.mobile-menu a{display:block;padding:.8rem 0;color:var(--navy);font-size:.9rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;border-bottom:1px solid var(--gray-light)}
.mobile-menu a[aria-current=page]{color:var(--sapphire)}
.mob-cta{margin-top:1rem;padding:.95rem!important;background:var(--sapphire);text-align:center;border-radius:8px;font-weight:800!important;color:#fff!important;border-bottom:none!important}

/* MOBILE STICKY CALL BAR */
.call-dock{display:none;position:fixed;left:0;right:0;bottom:0;z-index:1100;background:var(--gold);color:#fff;padding:.85rem 1rem calc(.85rem + env(safe-area-inset-bottom));text-align:center;font-weight:800;font-size:1.05rem;box-shadow:0 -4px 16px rgba(0,0,0,.25);letter-spacing:.02em}
.call-dock small{display:block;font-weight:600;font-size:.72rem;opacity:.9;letter-spacing:.05em}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:.85rem 1.75rem;border-radius:var(--r);font-family:var(--font-b);font-weight:800;font-size:.88rem;letter-spacing:.04em;transition:var(--tr);white-space:nowrap;cursor:pointer;min-height:48px}
.btn-primary{background:var(--gold);color:#fff;box-shadow:0 4px 20px rgba(184,147,63,.35)}
.btn-primary:hover{background:var(--gold-light);transform:translateY(-2px)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-deep);transform:translateY(-2px)}
.btn-outline{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.55)}
.btn-outline:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.btn-ghost{background:transparent;color:var(--navy);border:2px solid var(--navy)}.btn-ghost:hover{background:var(--navy);color:#fff}
.btn-white{background:#fff;color:var(--gold)}
.btn-row{display:flex;gap:1rem;flex-wrap:wrap}.btn-row.center{justify-content:center}

/* LAYOUT */
.container{max-width:1300px;margin:0 auto;padding:0 1.25rem}
.container-md{max-width:960px;margin:0 auto;padding:0 1.25rem}
.container-sm{max-width:800px;margin:0 auto;padding:0 1.25rem}
.section{padding:88px 0}.section-sm{padding:56px 0}
.bg-cream{background:var(--cream)}.bg-pearl{background:var(--pearl)}.bg-navy{background:var(--navy)}
.text-center{text-align:center}
.label{display:inline-block;font-size:.95rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:#7A5C14;background:var(--gold-pale);border:1.5px solid rgba(184,147,63,.55);border-radius:100px;padding:.45rem 1.1rem;margin-bottom:1rem;line-height:1.2}
.bg-navy .label,.plate-home .label,.article-card .head .label,.hl-navy .label{color:var(--gold-light);background:rgba(184,147,63,.15);border-color:rgba(212,175,106,.5)}
@media(max-width:940px){.label{font-size:.82rem;padding:.4rem .9rem}}
.section-title{font-family:var(--font-h);font-size:clamp(1.9rem,3.5vw,3rem);font-weight:700;color:var(--text-dark);line-height:1.2;margin-bottom:1.2rem}
.section-title em{font-style:italic;color:var(--sapphire)}
.section-sub{color:var(--text-body);font-size:1rem;line-height:1.82;max-width:640px}.text-center .section-sub{margin:0 auto}
.divider{width:56px;height:3px;background:var(--gold);border-radius:2px;margin-bottom:1.75rem}.divider-c{margin:0 auto 1.75rem}
.prose p{margin-bottom:1.25rem;line-height:1.85}.prose h2{font-family:var(--font-h);color:var(--text-dark);font-size:1.6rem;margin:2.25rem 0 .75rem}.prose h3{font-family:var(--font-h);color:var(--text-dark);font-size:1.35rem;margin:2rem 0 .75rem}.prose ul{list-style:disc;padding-left:1.4rem;margin-bottom:1.25rem}.prose li{margin-bottom:.4rem}.prose a{color:var(--sapphire);text-decoration:underline}

/* HERO */
.hero{position:relative;min-height:calc(100vh - 160px);display:flex;align-items:center;justify-content:center;overflow:hidden;background:var(--navy-deep)}
.hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.22}
.hero-overlay{position:absolute;inset:0;background:linear-gradient(135deg,rgba(8,15,46,.96) 0%,rgba(13,27,75,.88) 45%,rgba(21,101,192,.55) 100%)}
.hero-content{position:relative;z-index:2;text-align:center;max-width:900px;padding:72px 1.25rem;margin:0 auto}
.hero-logo-video{width:min(560px,90vw);margin:0 auto 2.5rem;border-radius:var(--rl);overflow:hidden;box-shadow:0 0 80px rgba(21,101,192,.4),0 0 160px rgba(184,147,63,.15)}
.hero-logo-video video{width:100%;display:block;border-radius:var(--rl)}
.hero h1{font-family:var(--font-h);font-size:clamp(1.5rem,2.6vw,2.1rem);font-weight:400;font-style:italic;color:rgba(255,255,255,.88);margin-bottom:1.25rem;letter-spacing:.02em}
.hero-sub{font-size:1rem;color:rgba(255,255,255,.7);max-width:560px;margin:0 auto 2.25rem;line-height:1.82}
.hero-btns{display:flex;flex-wrap:wrap;gap:.9rem;justify-content:center;margin-bottom:2rem}
.hero-award{display:inline-flex;align-items:center;gap:8px;background:rgba(184,147,63,.15);border:1px solid rgba(184,147,63,.3);border-radius:100px;padding:.45rem 1.1rem;color:var(--gold-light);font-size:.76rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;text-align:center}
.hero-medicare{margin-top:1.5rem;color:rgba(255,255,255,.5);font-size:.78rem;font-style:italic}

/* PAGE HERO */
.page-hero{background:linear-gradient(135deg,var(--navy-deep) 0%,var(--navy) 100%);padding:72px 0 64px;position:relative;overflow:hidden}
.page-hero::before{content:"";position:absolute;inset:0;background:repeating-linear-gradient(60deg,transparent,transparent 50px,rgba(255,255,255,.012) 50px,rgba(255,255,255,.012) 100px)}
.page-hero .container{position:relative;z-index:1}
.breadcrumb{color:rgba(255,255,255,.5);font-size:.78rem;margin-bottom:1.3rem;letter-spacing:.05em}
.breadcrumb ol{display:flex;gap:.5rem;flex-wrap:wrap;list-style:none;padding:0;margin:0}.breadcrumb li+li::before{content:"/";margin-right:.5rem;color:rgba(255,255,255,.35)}
.breadcrumb a{color:rgba(255,255,255,.6)}.breadcrumb li:last-child{color:var(--gold-light)}
.page-hero h1{font-family:var(--font-h);color:#fff;font-size:clamp(2rem,4vw,3.25rem);margin-bottom:.8rem;font-weight:700}
.page-hero p{color:rgba(255,255,255,.75);font-size:1.05rem;max-width:640px;line-height:1.78}

.promise{background:linear-gradient(180deg,#fff 0%,var(--sapphire-pale) 100%)}
.promise-list{display:grid;gap:.9rem}.promise-list li{padding:1rem 1.1rem 1rem 2.6rem;background:#fff;border:1px solid var(--gray-light);border-radius:var(--r);position:relative;font-size:.95rem;line-height:1.65}.promise-list li::before{content:"✓";position:absolute;left:1rem;top:.95rem;color:var(--gold);font-weight:900;font-size:1.1rem}
.plate-card{display:block;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:var(--rl);padding:1.5rem;color:#fff;transition:var(--tr)}.plate-card:hover{background:rgba(255,255,255,.11);border-color:var(--gold);transform:translateY(-3px)}.plate-card span{font-size:1.8rem;display:block;margin-bottom:.6rem}.plate-card h3{font-family:var(--font-b);font-size:1rem;font-weight:800;margin-bottom:.35rem;color:#fff}.plate-card p{font-size:.85rem;color:rgba(255,255,255,.72);line-height:1.6}
.cover-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}.cover-box{border-radius:var(--rl);padding:1.75rem;border:1px solid var(--gray-light);background:#fff}.cover-box h3{font-family:var(--font-b);font-size:1rem;font-weight:800;margin-bottom:.8rem}.cover-box ul{display:grid;gap:.45rem;font-size:.92rem}.cover-box.yes h3{color:#1B7F4D}.cover-box.yes li::before{content:"✓ ";color:#1B7F4D;font-weight:900}.cover-box.no h3{color:var(--gray-dark)}.cover-box.no li::before{content:"– ";color:var(--gray-mid);font-weight:900}
.help-row{display:grid;grid-template-columns:72px 1fr;gap:1.25rem;align-items:start;padding:1.75rem 0;border-bottom:1px solid var(--gray-light)}.help-row:last-child{border-bottom:0}.help-row .ico{width:72px;height:72px;border-radius:50%;background:var(--sapphire-pale);display:flex;align-items:center;justify-content:center;font-size:2rem}.help-row h3{font-family:var(--font-h);color:var(--text-dark);font-size:1.5rem;margin-bottom:.5rem}.help-row p{margin-bottom:.75rem;line-height:1.8}.help-row .we-do{background:var(--gold-pale);border-left:4px solid var(--gold);padding:.9rem 1.1rem;border-radius:var(--r);font-size:.92rem}.help-row .we-do strong{color:var(--navy)}
/* CARDS / GRIDS */
.card{background:#fff;border-radius:var(--rl);box-shadow:var(--sh-sm);padding:2rem;border:1px solid var(--gray-light);transition:var(--tr)}
.card:hover{box-shadow:var(--sh-md)}
.icon-wrap{width:52px;height:52px;border-radius:50%;background:var(--sapphire-pale);display:flex;align-items:center;justify-content:center;font-size:1.45rem;margin-bottom:1rem}
.icon-wrap-gold{background:var(--gold-pale)}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:2rem}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:4.5rem;align-items:center}
.split-img{border-radius:var(--rl);overflow:hidden;box-shadow:var(--sh-lg)}.split-img img{width:100%;height:440px;object-fit:cover}
.photo-card{border-radius:var(--rl);overflow:hidden;box-shadow:var(--sh-md);position:relative}
.photo-card img{width:100%;height:300px;object-fit:cover;transition:transform .4s ease}.photo-card:hover img{transform:scale(1.03)}
.photo-caption{position:absolute;bottom:0;left:0;right:0;background:linear-gradient(0deg,rgba(8,15,46,.9) 0%,transparent 100%);padding:1.5rem 1.25rem .85rem;color:#fff;font-size:.85rem;font-weight:600}
.testimonial{background:#fff;border-radius:var(--rl);padding:2rem;border:1px solid var(--gray-light);box-shadow:var(--sh-sm);position:relative}
.testimonial::before{content:"\201C";font-family:var(--font-h);font-size:4.5rem;color:var(--gold);position:absolute;top:.4rem;left:1.4rem;line-height:1;opacity:.35}
.testimonial blockquote{font-style:italic;color:var(--text-body);line-height:1.82;font-size:.93rem;padding-top:1.6rem}
.testimonial .author{margin-top:1rem;font-weight:800;color:var(--navy);font-size:.82rem}
.stars{color:#F59E0B;font-size:.95rem;margin-bottom:.5rem;letter-spacing:.1em}
.award-card{display:flex;gap:1.5rem;align-items:center;background:#fff;border:1px solid rgba(184,147,63,.35);border-radius:var(--rl);padding:1.75rem 2rem;box-shadow:var(--sh-sm)}
.award-badge{flex-shrink:0;width:92px;height:92px;border-radius:50%;background:linear-gradient(135deg,var(--sapphire),var(--navy));color:#fff;display:flex;flex-direction:column;align-items:center;justify-content:center;font-weight:800;font-size:.62rem;letter-spacing:.08em;text-transform:uppercase;text-align:center;line-height:1.25;border:3px solid var(--gold)}
.award-badge b{font-family:var(--font-h);font-size:1.3rem;letter-spacing:0;display:block}

/* FORMS */
.form-group{margin-bottom:1.15rem}
.form-group label{display:block;font-size:.83rem;font-weight:800;color:var(--text-dark);margin-bottom:.38rem}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:.8rem 1rem;border:1.5px solid var(--gray-light);border-radius:var(--r);font-family:var(--font-b);font-size:1rem;color:var(--text-dark);background:var(--pearl);transition:var(--tr);outline:none;min-height:48px}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--sapphire);background:#fff;box-shadow:0 0 0 3px rgba(21,101,192,.12)}
.form-group input:user-invalid,.form-group textarea:user-invalid{border-color:#C0392B}
.form-group textarea{resize:vertical;min-height:120px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.15rem}
.form-disclaimer{font-size:.76rem;color:var(--gray-mid);line-height:1.55;margin-top:.5rem;font-style:italic;padding:.6rem .85rem;background:var(--pearl);border-radius:6px;border-left:3px solid var(--gray-mid)}
.form-box{background:#fff;border-radius:var(--rl);box-shadow:var(--sh-md);padding:2.25rem;border:1px solid var(--gray-light)}
.form-success{display:none;text-align:center;padding:2rem}.form-success .check{font-size:3rem;margin-bottom:1rem}
.form-error{display:none;background:#FDECEA;border-left:4px solid #C0392B;color:#7B241C;padding:.8rem 1rem;border-radius:6px;font-size:.86rem;margin-top:1rem}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}

/* FAQ */
.faq-item{border:1px solid var(--gray-light);border-radius:var(--r);margin-bottom:.6rem;overflow:hidden;background:#fff}
.faq-item summary{list-style:none;padding:1.1rem 1.4rem;font-weight:700;color:var(--text-dark);font-size:.93rem;display:flex;justify-content:space-between;align-items:center;gap:1rem;cursor:pointer;transition:var(--tr)}
.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:hover{background:var(--sapphire-pale)}
.faq-item summary::after{content:"+";color:var(--gold);font-size:1.2rem;flex-shrink:0;transition:var(--tr)}
.faq-item[open] summary::after{transform:rotate(45deg)}
.faq-item .faq-a{padding:.9rem 1.4rem 1.15rem;color:var(--text-body);line-height:1.82;font-size:.9rem;border-top:1px solid var(--gray-light)}

/* STEPS / SVC / BARS */
.step{display:flex;gap:1.15rem;align-items:flex-start;margin-bottom:1.85rem}
.step-n{width:38px;height:38px;border-radius:50%;background:var(--gold);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:.85rem;flex-shrink:0;margin-top:2px}
.step-body h3{font-weight:700;color:var(--text-dark);margin-bottom:.22rem;font-size:1rem;font-family:var(--font-b)}.step-body p{font-size:.9rem;line-height:1.65}
.svc{display:flex;gap:.9rem;align-items:flex-start;padding:1.3rem;background:#fff;border-radius:var(--r);border:1px solid var(--gray-light);transition:var(--tr)}
.svc:hover{border-color:var(--sapphire-light);box-shadow:var(--sh-sm)}
.svc .ico{font-size:1.6rem;flex-shrink:0;margin-top:2px}.svc h3{font-weight:700;color:var(--text-dark);margin-bottom:.18rem;font-size:.95rem;font-family:var(--font-b)}.svc p{font-size:.86rem;line-height:1.62}
.svc.col{flex-direction:column;border-radius:var(--rl)}.svc.col .ico{font-size:2rem}
.gold-bar{background:var(--gold-pale);border:1px solid rgba(184,147,63,.22);border-left:4px solid var(--gold);border-radius:var(--r);padding:1.3rem}
.sapphire-bar{background:var(--sapphire-pale);border:1px solid rgba(21,101,192,.18);border-left:4px solid var(--sapphire);border-radius:var(--r);padding:1.3rem}
.value{display:flex;gap:1rem;align-items:flex-start;margin-bottom:1.5rem}.value h3{font-weight:700;color:var(--text-dark);margin-bottom:.2rem;font-size:1rem;font-family:var(--font-b)}.value p{font-size:.9rem}
.contact-card{display:flex;gap:1rem;align-items:flex-start;margin-bottom:1.15rem}.contact-card h3{color:var(--text-dark);margin-bottom:.18rem;font-size:1rem;font-family:var(--font-b)}.contact-card a.big{font-size:1.15rem;font-weight:800;color:var(--sapphire)}
.map-links{display:flex;gap:.6rem;flex-wrap:wrap;margin-top:.6rem}
.map-links a{font-size:.8rem;font-weight:800;color:var(--sapphire);border:1.5px solid var(--sapphire);padding:.35rem .8rem;border-radius:100px}
.map-links a:hover{background:var(--sapphire);color:#fff}
.map-embed{border-radius:var(--rl);overflow:hidden;box-shadow:var(--sh-md);margin-top:2rem}.map-embed iframe{width:100%;height:320px;border:0;display:block}

/* CTA */
.cta-sec{background:linear-gradient(135deg,var(--navy-deep) 0%,var(--navy) 55%,var(--sapphire) 100%);padding:88px 0;text-align:center}
.cta-sec h2,.cta-gold h2{font-family:var(--font-h);font-size:clamp(1.8rem,3vw,2.6rem);color:#fff;margin-bottom:1rem}
.cta-sec p{color:rgba(255,255,255,.75);font-size:1rem;max-width:560px;margin:0 auto 2rem}
.cta-gold{background:linear-gradient(135deg,#8B6914 0%,var(--gold) 100%);padding:88px 0;text-align:center}
.cta-gold p{color:rgba(255,255,255,.85);font-size:1rem;max-width:560px;margin:0 auto 2rem}
.cta-gold em,.cta-sec em{font-style:italic;color:rgba(255,255,255,.85)}.cta-sec em{color:var(--gold-light)}

/* VIDEO CARDS */
.video-card{background:var(--pearl);border-radius:var(--rl);overflow:hidden;border:1px solid var(--gray-light)}
.v-thumb{background:linear-gradient(135deg,var(--navy) 0%,var(--sapphire) 100%);aspect-ratio:16/9;display:flex;align-items:center;justify-content:center;position:relative}
.play-btn{width:56px;height:56px;background:rgba(255,255,255,.15);border:2px solid rgba(255,255,255,.4);border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-size:1.3rem}
.v-badge{position:absolute;top:.75rem;left:.75rem;background:var(--gold);color:#fff;font-size:.68rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;padding:.22rem .65rem;border-radius:100px}
.v-info{padding:1.2rem}.v-info h3{font-family:var(--font-h);color:var(--text-dark);font-size:1.05rem;margin-bottom:.3rem;font-weight:600}.v-info p{font-size:.82rem;color:var(--gray-mid)}
.v-coming{display:inline-block;font-size:.7rem;background:rgba(13,27,75,.07);color:var(--navy);padding:.15rem .6rem;border-radius:100px;font-weight:700;margin-top:.4rem}
.article-card{background:#fff;border-radius:var(--rl);border:1px solid var(--gray-light);overflow:hidden;box-shadow:var(--sh-sm)}
.article-card .head{background:linear-gradient(135deg,var(--navy-deep),var(--navy));padding:2.5rem;color:#fff}
.article-card .head h2{font-family:var(--font-h);font-size:1.9rem;font-weight:700;margin-bottom:.75rem;line-height:1.25}
.article-card .body{padding:2.5rem}
.stage{background:var(--sapphire-pale);border-radius:var(--r);padding:1.15rem;border-left:4px solid var(--sapphire)}.stage h3{color:var(--navy);margin-bottom:.35rem;font-size:1rem;font-family:var(--font-b)}.stage p{font-size:.9rem;line-height:1.65}.stage.gold{background:var(--gold-pale);border-color:var(--gold)}

/* FOOTER */
footer{background:var(--navy-deep);color:rgba(255,255,255,.72);padding:64px 0 28px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.5fr;gap:3rem;margin-bottom:3rem}
.footer-brand img{height:52px;width:auto;margin-bottom:1rem;border-radius:4px}
.footer-brand p{font-size:.84rem;line-height:1.72;color:rgba(255,255,255,.6)}
.footer-col h2{color:#fff;font-weight:800;font-size:.76rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:1.15rem;font-family:var(--font-b)}
.footer-col a{display:block;color:rgba(255,255,255,.62);font-size:.84rem;margin-bottom:.55rem;transition:var(--tr)}.footer-col a:hover{color:var(--gold-light)}
.footer-contact{font-size:.84rem;line-height:2;color:rgba(255,255,255,.62)}.footer-contact a{color:var(--gold-light);font-weight:700}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:1.4rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:1rem;align-items:flex-start}
.footer-bottom p{font-size:.75rem;color:rgba(255,255,255,.4)}
.footer-legal{display:flex;gap:1rem;flex-wrap:wrap;margin-bottom:.6rem}.footer-legal a{color:rgba(255,255,255,.55);font-size:.75rem;text-decoration:underline}
.footer-compliance{font-size:.72rem;color:rgba(255,255,255,.4);font-style:italic;max-width:620px}
.lang-box{background:#fff;border:1px solid var(--gray-light);border-radius:var(--r);padding:1rem 1.25rem;margin-bottom:.6rem;font-size:.92rem}.lang-box b{color:var(--navy);display:block;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:.2rem}

@keyframes fadeUp{from{opacity:0;transform:translateY(28px)}to{opacity:1;transform:translateY(0)}}
.f1{animation:fadeUp .7s ease both}.f2{animation:fadeUp .7s ease .12s both}.f3{animation:fadeUp .7s ease .24s both}.f4{animation:fadeUp .7s ease .36s both}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}html{scroll-behavior:auto}}

@media(max-width:1300px){.nav-links a{padding:.45rem .45rem;font-size:.7rem}.nav-cta{padding:.5rem .9rem!important}}
@media(max-width:1200px){.wm-name{font-size:1.25rem}.wm-tag{font-size:.52rem}.nav-links a{padding:.4rem .35rem;font-size:.66rem}.nav-cta{padding:.45rem .8rem!important;font-size:.7rem!important}.nav-logo img{height:48px}.nav-inner{padding:0 1rem}}
@media(max-width:1080px){.wm-tag{display:none}.wm-name{font-size:1.1rem}.nav-links a{padding:.35rem .28rem;font-size:.62rem;letter-spacing:.03em}.nav-cta{padding:.4rem .7rem!important}}
@media(max-width:1024px){.grid-4{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.nav-links a{padding:.4rem .32rem;font-size:.64rem}.wm-tag{display:none}.wm-name{font-size:1.15rem}}
@media(max-width:1000px){
  .nav-links{display:none}.hamburger{display:flex}
  .nav-call{display:inline-flex;align-items:center;gap:6px;background:var(--sapphire);color:#fff;border-radius:100px;font-weight:800;font-size:.9rem;padding:.6rem 1rem;border-radius:8px;white-space:nowrap;min-height:44px}
  .award-bar{font-size:.66rem;letter-spacing:.06em;padding:.4rem .75rem}.award-bar span{margin:0 .3rem}
  .phone-bar{display:none}
  .grid-2,.grid-3,.grid-4,.cover-grid{grid-template-columns:1fr}.help-row{grid-template-columns:1fr}.help-row .ico{width:56px;height:56px;font-size:1.6rem}
  .split{grid-template-columns:1fr;gap:2.5rem}.split-img img{height:280px}
  .footer-grid{grid-template-columns:1fr;gap:2rem}
  .section{padding:56px 0}.page-hero{padding:48px 0 44px}
  .form-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}
  .hero{min-height:auto}.hero-content{padding:56px 1.25rem}.hero-logo-video{width:min(380px,92vw)}
  .hero-btns .btn{width:100%}
  .award-card{flex-direction:column;text-align:center}
}
@media(max-width:1000px){.call-dock{display:block}body{padding-bottom:84px}}
@media(max-width:480px){.hero h1{font-size:1.25rem}.btn{width:100%}.nav-logo img{height:44px}.nav-inner{gap:.5rem;padding:0 .9rem}.nav-logo{gap:.5rem;flex:1 1 auto;min-width:0}.wordmark{min-width:0}.wordmark{white-space:normal}.wm-name{font-size:1rem;line-height:1;letter-spacing:.03em;max-width:6.5em}.wm-tag{display:none}.nav-call{font-size:.8rem;padding:.5rem .7rem;flex-shrink:0}.hamburger{flex-shrink:0;padding:8px}}